:root{--navy:#073f7b;--navy2:#05294f;--gold:#f2c14e;--gold2:#ffd978;--ink:#132d45;--muted:#617688;--bg:#f5f8fb;--dark:#171922;--line:#dce6ee;--white:#fff;--shadow:0 24px 60px rgba(7,63,123,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--dark);color:#dbe5ed;font-size:13px;border-bottom:3px solid var(--gold)}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}.topbar strong{color:#fff}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);box-shadow:0 5px 25px rgba(5,41,79,.08)}nav{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:84px}.brand img{width:260px;max-height:62px;object-fit:contain}.navlinks{display:flex;align-items:center;gap:24px;font-size:13px;font-weight:850;color:#385269}.navlinks a:hover{color:#9c7200}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;padding:14px 19px;background:var(--gold);color:var(--navy2);font-weight:900;text-transform:uppercase;font-size:12px;letter-spacing:.2px;cursor:pointer}.btn-dark{background:var(--dark);color:#fff}.btn-outline{background:#fff;border:1px solid var(--line);color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0 50%,#edf3f7 50% 100%)}.hero-grid{display:grid;grid-template-columns:1fr 1fr;min-height:610px}.hero-copy{padding:78px 70px 75px max(0px,calc((100vw - 1180px)/2));padding-right:78px;color:#fff;position:relative}.hero-copy:after{content:"";position:absolute;top:0;right:-82px;width:165px;height:100%;background:var(--navy);transform:skewX(13deg);transform-origin:top;z-index:0}.hero-copy>*{position:relative;z-index:2}.eyebrow{display:inline-block;background:var(--gold);color:var(--navy2);font-weight:900;text-transform:uppercase;font-size:11px;padding:6px 10px;margin-bottom:16px}.hero h1{font-size:clamp(44px,5vw,72px);line-height:.98;letter-spacing:-3px;margin:0 0 20px}.hero h1 span{color:var(--gold2)}.hero p{font-size:17px;color:#dbe8f3;max-width:620px;margin:0 0 28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-photo{position:relative;min-height:610px}.hero-photo img{width:100%;height:100%;object-fit:cover}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,63,123,.22),transparent 28%)}.hero-card{position:absolute;right:25px;bottom:26px;background:#fff;padding:16px 18px;border-left:5px solid var(--gold);box-shadow:var(--shadow);z-index:2}.hero-card b{display:block;color:var(--navy)}.hero-card span{font-size:12px;color:var(--muted)}
.trust-strip{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-grid div{padding:22px;text-align:center;border-right:1px solid var(--line)}.trust-grid div:last-child{border-right:0}.trust-grid strong{display:block;color:var(--navy);font-size:24px}.trust-grid span{font-size:12px;color:var(--muted);font-weight:750}
main section{padding:84px 0}.kicker{color:#a77b05;text-transform:uppercase;font-size:11px;font-weight:900;letter-spacing:1px}.section-title{font-size:clamp(34px,4vw,52px);line-height:1.05;letter-spacing:-2px;color:var(--navy);margin:10px 0 16px}.lead{font-size:18px;color:var(--muted);max-width:820px}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:50px;align-items:start}.article h2{font-size:30px;line-height:1.15;color:var(--navy);margin:42px 0 13px}.article h3{font-size:21px;color:var(--ink);margin:28px 0 8px}.article p{color:#42596d;margin:0 0 18px}.article ul,.article ol{color:#42596d;padding-left:23px}.article li{margin:7px 0}.article a{color:var(--navy);font-weight:800;text-decoration:underline;text-decoration-color:#f2c14e;text-decoration-thickness:2px;text-underline-offset:3px}.callout{background:#fff8df;border-left:5px solid var(--gold);padding:20px 22px;margin:28px 0}.callout b{color:var(--navy)}
.sidebar{position:sticky;top:110px}.side-card{border:1px solid var(--line);background:#fff;padding:22px;margin-bottom:18px;box-shadow:0 12px 34px rgba(7,63,123,.07)}.side-card h3{margin:0 0 12px;color:var(--navy);font-size:20px}.side-card p{font-size:13px;color:var(--muted)}.side-card img{width:100%;height:180px;object-fit:cover;margin-bottom:15px}.side-links a{display:block;padding:10px 0;border-bottom:1px solid var(--line);font-size:13px;font-weight:800;color:#36536c}.side-links a:last-child{border-bottom:0}
.visual-band{background:var(--dark);color:#fff;padding:70px 0}.visual-band h2{color:#fff}.photo-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}.photo-grid figure{margin:0;background:#fff;color:var(--ink)}.photo-grid img{height:210px;width:100%;object-fit:cover}.photo-grid figcaption{padding:12px 14px;font-size:12px;font-weight:800}
.faq{background:var(--bg)}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.faq details{background:#fff;border:1px solid var(--line);padding:17px 19px}.faq summary{cursor:pointer;font-weight:900;color:var(--navy)}.faq details p{font-size:14px;color:var(--muted);margin:12px 0 0}
.related{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}.related a{padding:18px;background:#fff;border:1px solid var(--line);box-shadow:0 10px 28px rgba(7,63,123,.06);text-decoration:none}.related b{display:block;color:var(--navy);font-size:16px}.related span{font-size:12px;color:var(--muted)}
.quote-band{background:linear-gradient(135deg,var(--gold),var(--gold2));padding:68px 0}.quote-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:35px;align-items:center}.quote-wrap h2{font-size:42px;color:var(--navy2);line-height:1.03;margin:0 0 12px}.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:12px;background:#fff;padding:22px;box-shadow:var(--shadow)}.quote-form input,.quote-form select,.quote-form textarea{border:1px solid var(--line);padding:13px;width:100%;font:inherit}.quote-form textarea{grid-column:1/-1;min-height:90px}.quote-form button{grid-column:1/-1}.form-status{grid-column:1/-1;font-size:12px;color:var(--muted)}
footer{background:var(--dark);color:#b9c5cf;padding:55px 0 24px}.footer-grid{display:grid;grid-template-columns:1.15fr .8fr .8fr 1fr;gap:30px}footer h3{color:#fff;font-size:15px}footer p,footer a{font-size:12px;color:#aebac4}footer a{display:block;margin:9px 0}.footer-logo{width:250px;background:#fff;padding:5px}.copyright{border-top:1px solid rgba(255,255,255,.08);margin-top:35px;padding-top:18px;text-align:center;font-size:11px;color:#82919e}
.breadcrumbs{padding:13px 0;background:#f6f8fa;border-bottom:1px solid var(--line);font-size:12px;color:#66798a}.breadcrumbs a{color:var(--navy);font-weight:800}
.sitemap-grid{columns:3;column-gap:30px}.sitemap-grid a{display:block;break-inside:avoid;padding:8px 0;border-bottom:1px solid var(--line);font-size:14px}
@media(max-width:980px){.navlinks{display:none}.hero-grid,.content-grid,.quote-wrap{grid-template-columns:1fr}.hero-copy{padding:62px 30px}.hero-copy:after{display:none}.hero-photo{min-height:480px}.trust-grid{grid-template-columns:1fr 1fr}.photo-grid{grid-template-columns:1fr 1fr}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.container{width:min(100% - 26px,1180px)}.topbar .container{justify-content:center;text-align:center}.topbar .container>div:last-child{display:none}.brand img{width:215px}nav>.btn{display:none}.hero h1{font-size:45px;letter-spacing:-2px}.hero-photo{min-height:380px}.trust-grid,.faq-grid,.related,.photo-grid,.footer-grid,.quote-form{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid var(--line)}.quote-form textarea,.quote-form button,.form-status{grid-column:1}.section-title{font-size:37px}.sitemap-grid{columns:1}}